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A client's 'industry standard' payment terms were actually 90 days net, found it in the fine print.
Everyone says long terms are normal, but that's a huge cash flow hit. How do you push back on that without losing the job?
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williams.luna2mo ago
Honestly, 90 days is pretty wild. Maybe try asking for a partial upfront payment to cover your costs?
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xena_hernandez982mo ago
My old boss used to say net-90 is just a fancy way of saying "we're using your money for free.
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shane_morgan2mo ago
Pretty wild" makes it sound like a crisis. It's just a payment term. Lots of companies operate on net-90, especially with bigger clients. The real question is if their business can handle the cash flow wait without freaking out.
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garcia.cameron15d ago
Xena's right about the free loan thing, that's a real pattern I see everywhere. It's like how gyms charge you upfront for a year but you only go for a month, or how phone companies lock you into contracts with tiny fine print. So asking for a partial upfront isn't just about helping your cash flow, it's about breaking that whole "take now, pay way later" pattern that bigger players love to use on smaller ones.
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