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Found out my liability insurance doesn't cover 'acts of God' in writing

Read the fine print on my policy renewal last week, turns out a tree falling on a client's porch roof is my problem unless I can prove it was rot. Anyone else get blindsided by a clause like this?
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river_thompson
river_thompson6d agoTop Commenter
My adjuster said lightning and wind are "acts of nature." Guess that's different from God?
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