Frozen credit reports are the best thing I never did sooner

I got spooked after my wallet fell out of my bag at a gas station in Tulsa last spring. I froze my Equifax, Experian, and TransUnion reports the same day and it took maybe 20 minutes total online. Has anyone else found a specific order for freezing that makes it go faster?

3 comments

3 Comments

dakota_miller935d ago

Oh actually you can't freeze all three at once, each bureau does it separate.

jamesc795d ago

Yeah @dakota_miller93 is right. Had to do Experian and TransUnion separate times. Pain in the ass but got it done. Equifax was the easiest one of the three.

david_palmer4d ago

Freezing all three at once would make too much sense, right? Instead they make you play whack-a-mole with three separate websites. Equifax was the one that let me finish in under 5 minutes, but Experian made me verify my identity three times before telling me to call a phone number. At least my credit is safe from everything except my own patience.