Unpopular opinion: My $60 'credit repair' course was a total scam

I got suckered into buying this online course from a guy who promised to fix my credit score in 30 days. Cost me $60, which I thought was a steal compared to those fancy services. All he did was tell me to dispute everything on my report, which I already knew from free YouTube videos. Then he tried to upsell me on a $200 'premium' package for the real secrets. Has anyone else fallen for one of these courses and actually got something useful out of it?

3 comments

3 Comments

webb.hannah11d ago

Wait, so you paid sixty bucks for a guy to tell you to do the ONE thing everyone already knows? That's like paying someone to tell you to breathe. I swear these "credit gurus" just copy the same two steps from a Google search and throw a fancy logo on it. The REAL scam is the upsell, right? Like if the $60 course was such a "steal", why would you need to pay $200 more for the REAL secrets? It's just a pyramid scheme for broke people trying to fix their credit. Honestly, you would've been better off burning that $60 in your backyard and calling it a lesson in life.

andrew_baker911d ago

Sixty bucks just to find out you need to call the credit bureaus yourself, what a steal. Sounds like your brother paid for a premium Google search result.

sanchez.ivan11d ago

My brother paid 120 bucks for one of those credit courses last year and he actually got something out of it. Not the main course, but the upsell package he bought after the first one. The guy showed him how to write goodwill letters to specific lenders and gave him a list of direct phone numbers for the credit bureaus that aren't public. His score jumped 80 points in two months. So yeah sometimes the cheap course is just a test to see if you're serious enough to pay for the real meat. You get what you pay for.