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Just learned how much closing costs actually are in my city

I was looking at a house in Charlotte listed for $325,000 and my lender sent me a worksheet. The estimated closing costs were over $12,000, not even counting the down payment. I thought it was maybe a few thousand, tops. Has anyone else been blindsided by this, and did you find any ways to lower those fees?
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4 Comments
matthewking
Did your lender explain which specific fees are negotiable in that $12,000 list?
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margaretr76
Welcome to the fun part of buying a house.
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rosem74
rosem743mo ago
What fun part, @margaretr76, the paperwork?
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oscar_gonzalez45
Did they break down what makes up that 12 grand?
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