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My main client's payment system crashed right before rent was due

It happened last Thursday, the same day their big invoice was supposed to auto-deposit. I got a frantic email from their finance person saying their whole payment portal was down and they had no timeline for a fix. I had to scramble, pull from my emergency fund to cover rent, and then spend two hours on the phone with them setting up a manual wire transfer. Has anyone else had a client's tech fail right when you needed the money most, and what's your backup plan?
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3 Comments
the_julia
the_julia1mo ago
My backup plan is basically a sad, empty coffee can.
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robertperez
Wait, you don't even put change in it?
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lisab32
lisab321mo ago
Started putting five bucks in an old mason jar every time I got paid, even when it felt pointless. That jar paid for a surprise car repair last month. The key was making it automatic, like another bill I had to pay. Seeing that little pile of cash grow, even slowly, felt way better than an empty can.
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