Took a gamble on a health-sharing ministry and it actually worked out

I was super skeptical about those Christian health-sharing plans for the longest time. After my premium hit $600 a month on the marketplace last year, I figured I had nothing to lose trying one out for 6 months. So far I've submitted two small claims for urgent care visits and both were processed within 3 weeks, no hassles. It's not insurance in the traditional sense but the monthly cost dropped to $180 and the network of doctors is surprisingly broad in my area. Has anyone else tried one of these sharing ministries and had a claim denied for something unexpected?

2 comments

2 Comments

the_lucas13d ago

Those aren't really insurance and they can deny pre-existing conditions just so you know.

lucashenderson10d ago

Nah man, that's not really how it works.