Best options for financing a dirt bike in Canada?

I ran into the exact same issue with my bank last spring. I ended up using Canada Powersports Financing. They were super easy to work with and didn't make a huge fuss about my independent contractor status. They just needed to see a few months of bank statements to verify cash flow.

Yeah, definitely go with a specialized lender over a traditional bank if you don't have standard T4 income. The big banks just don't know how to underwrite our files properly without jumping through a million hoops.