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Found a way to track refi market swings without watching rates all day
Last Tuesday I set up a simple Google Alert for 'mortgage rate lock' plus my local ZIP code near Dayton, and it pinged me twice before my lender's daily email showed the same drops. That let me jump on a .25% dip for my pending refi application and lock in before the afternoon bounce. Anyone else use alerts or other tricks to time their rate locks better than the bank's own updates?
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jackson.max1d ago
...and here I was thinking I was clever for using a paper calendar and a highlighter to track rate changes. Google Alerts are probably the better move, but now I'm just picturing my phone screaming at me every time some random blog mentions 'mortgage lock' in a totally unrelated context. That's the real game, isn't it, sorting through the junk to find the one useful ping. I'll stick to my highlighter, thanks, because my blood pressure can't handle false hope that often.
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